Underpaid Insurance Claims

It's a common story: you file a claim, and the insurance company sends a check that barely covers half the repair costs. They might claim your damage is "wear and tear," use low-ball labor rates, or apply excessive depreciation. Statistics show that policyholders who use a public adjuster receive significantly higher settlements.

Signs Your Claim Was Underpaid

• The estimate is missing key line items (e.g., painting the whole room, not just the patch).
• They applied excessive depreciation to your property (recoverable vs. non-recoverable).
• They denied a portion of the claim without a valid reason.
• The settlement offer is far below your contractor's bid.

We Fight for the Difference

You have the right to a second opinion, even if you've already cashed the check. We review your policy and the carrier's estimate. We create our own detailed, independent estimate using industry-standard software (Xactimate). Then, we negotiate directly with the insurance company to recover the funds you are owed. We don't get paid unless we get you more money.