NeJame Claims Insights

An insurance engineer inspection can shape whether a Florida property claim is paid or denied. Learn what to document and how to review the report.

Consumer claim apps are changing how Florida homeowners handle storm damage. What these tools do well, what to look for, and when to call a licensed adjuster.

A Central Florida roof can pass a ground-level look and still be wind damaged. Creased shingles are the most-missed and most-disputed wind indicator — here is what creasing is, why it matters, and how it gets documented.

A carrier adjuster who inspects only the room you complained about is the most common reason Central Florida claims come back underpaid. Here is what Florida law requires of the inspection, and how to correct an incomplete one.

Florida insurers deny claims by calling damage 'old' or 'wear and tear.' Learn how to prove your date of loss with NOAA storm records, photos, and forensic evidence—and who has the burden of proof.

Many Florida homeowners drop an insurance claim when they decide to sell, believing that pursuing it creates risk. The truth is the opposite—and there's only one thing you actually need to watch before closing.

Florida's hurricane deductible can cost tens of thousands more than your standard deductible. A Florida public adjuster explains how each one actually works.

Hurricane season starts today in Florida. Learn how to prepare your property, review your insurance policy, document your home, and protect your claim before a storm hits.

Florida homeowners can pull a free LexisNexis C.L.U.E. report every 12 months to see the 7-year claims history carriers use to price, write, and renew policies. Here's how.